We are not stock brokers. We are not insurance agents. We are your personal financial counsel. We only accept compensation directly from our clients. Our asset management fee is based on small percentage of the investment assets under our management (see Fees), so there is only one way that we can more money: if the amount of the assets under our management increases. Our fees are designed to align our financial interests with yours.

Click here to see our fee schedule.

Click here to listen to Tom Posey interviewed by Benjamin Lewis on the advantages of working with a conflict-free financial advisor.

Unlike most financial advisors, we have no financial incentive to do anything but give you objective and unbiased advice, with your best interests in mind.

Advisor compensation is an important topic to you because it can affect the objectivity of the financial advice you receive. You see, most financial advisors accept compensation from any source. When a stock broker sells you a mutual fund, he is compensated by the fund company. When an insurance agent sells you life insurance or an annuity, she is compensated by the insurance company.

Some fund companies and insurance companies pay more compensation than others, so an advisor who accepts compensation from fund companies or insurance companies may incline toward recommending products that pay her more. Moreover, her commission is paid to her up-front. As soon as you buy, she can go down the road, unconcerned as to whether you profit from the deal. What's best for you may be lost in translation.